Distribution and Inventory Finance US Privacy Notice

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service that you have with us. This information can include:

• Commercial credit application information, including, but not limited to, Social Security Number, date of birth, and the driver’s license/state ID/passport information of your owners, guarantors and key individuals, including but not limited to:

     – Individuals who, directly or indirectly, through any contract, arrangement, understanding, relationship, or otherwise, own an equity interest in you
     – Any of your executive officers or senior managers (e.g., Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Managing Member, General Partner, President, Vice President, Treasurer) or any other individual who regularly performs similar functions
     – Individuals guaranteeing your obligations to us

• Information contained in your financial statements, organizational documents and other business documentation
• Contact information, including the phone numbers and email addresses, belonging to you and individuals employed by or affiliated with you

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Wells Fargo chooses to share, and whether you can limit this sharing.

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes — with service providers we use to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes — information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Contact Customer Care at 800-533-8232 or uscomscaresupport@wellsfargo.com

Who is providing this notice?

Wells Fargo & Company and the following subsidiaries and affiliates: Wells Fargo Bank, N.A.; Wells Fargo Financial Leasing, Inc.; Wells Fargo Vendor Financial Services, LLC; Wells Fargo Equipment Finance, Inc.; Wells Fargo Capital Finance, LLC; Wells Fargo Commercial Distribution Finance, LLC; Brunswick Acceptance Company, LLC; Polaris Acceptance; and HYG Financial Services, Inc.

How does Wells Fargo protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Wells Fargo collect my personal information?

We may collect personal information, for example, when:

• You apply for a floor plan credit facility through the Online Credit Application portal
• You create an online account using the Customer Online Management Systems (COMS)^®
• You submit a credit application or otherwise contact us for inventory financing services
• We collect personal information from others, such as credit bureaus or affiliates
• You provide us with periodic updates or certifications of certain business information at our request or due to changes to your credit facility (for example, an increase to your line of credit)

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes — information about your creditworthiness
• Affiliates from using your information to market to you

State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

• Affiliates include, without limitation: Wells Fargo Bank, N.A.; Wells Fargo Financial Leasing, Inc.; Wells Fargo Vendor Financial Services, LLC; Wells Fargo Equipment Finance, Inc.; Wells Fargo Capital Finance, LLC; Wells Fargo Commercial Distribution Finance, LLC; Brunswick Acceptance Company, LLC; Polaris Acceptance; and HYG Financial Services, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Wells Fargo does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Wells Fargo does not jointly market.

This privacy notice covers Wells Fargo & Company and the following subsidiaries and affiliates of Wells Fargo & Company offering commercial financing programs and services: Wells Fargo Bank, N.A.; Wells Fargo Financial Leasing, Inc.; Wells Fargo Vendor Financial Services, LLC; Wells Fargo Equipment Finance, Inc.; Wells Fargo Capital Finance, LLC; Wells Fargo Commercial Distribution Finance, LLC; Brunswick Acceptance Company, LLC; Polaris Acceptance; and HYG Financial Services, Inc.

Wells Fargo Commercial Distribution Finance is the trade name in the United States for certain inventory financing (floor planning) services of Wells Fargo & Company and its subsidiaries.